Being tired is not uncommon for me. I have terrible issues with sleeping. Not so much in that I don’t like to do it, but more that it doesn’t like me. I can’t turn my brain off at night, my bed is uncomfortable, and there are way too many bodies sharing my bed (let me clarify for all of my dirty minded readers. Yes, Joe, I’m looking at you. My dogs sleep in bed with my husband and me). Also, my room gets way too hot, I get thirsty, and a vicious cycle starts. And the common thread in that cycle is that I don’t sleep.

Yup. That’s about right.

Now, one of the advantages to not sleeping is having an excuse to take a nap in the middle of the day. Another advantage is ramping up my productivity at 2AM when everyone else is asleep.  And yet a third advantage is being able to watch Roseanne because it’s only on in the middle of the night. However, although I enjoy all of these aspects to my delightful inability to sleep, the negatives far outweigh the positives. So much, in fact, that I’ve assembled a list of the 5 worst financial things that happen as a result of my chronic insomnia:

1. I buy shit I don’t need. Today, while buying cat food and paper towels (I know how to party), I bought travel sized nail polish remover. I have no idea why I need that. I don’t travel that frequently. I may also be prone to buying unnecessary stuff for others as well. Particularly those I love the most.
2. I hate to cook. Or I forget to buy important ingredients and then I get pissed and decide I’m not cooking that day.  So we go out to eat. Usually somewhere unhealthy but delicious. And totally not factored into the budget.
3. I fall down. And I get hurt. At the gym the other day, I fell of a step riser and messed up my ankle. This almost cost me a co-pay and a trip to the doctor. But I hate the doctor (or, more specifically, my doctor) so ice and ibuprofen seem to work for the time being. Let’s not even discuss the fall down the stairs a few months ago.
4. I forget to pay bills. Although most of my bills are automated, there are still a few that I pay manually. I *might* occasionally pay some late, which doesn’t necessarily incur a late fee but it does cause a headache when the bank won’t stop calling because the mortgage was 3 days late even though 3 days late is included in the grace period.
5. I rely on my vices. I don’t have many vices. I don’t smoke, I’m pretty good about finding free or inexpensive options for books, movies, activities, etc and all that jazz that PF bloggers normally brag about. But I do have vices like soda, green tea and music. When I’m tired I’m powerless against them. Resistance is futile. Mainly because they keep me awake.

I’m sure there are more ways that my insomnia costs me money but I’m too tired to remember what they are.

Readers, what are some of the financial side effects that happen when you’re tired?