This is the second post is an ongoing series about how to handle financial matters in a relationship that is close to, or has gone over, the edge.
For years, I held on to as much disposable income as I’d manage to save. I was hesitant to buy anything, especially anything new. If I did buy something, even if it was refurbished or on sale, I would feel guilty doing so because I felt that I was taking money away from my daughter. I didn’t join a gym because that was money my family needed. I didn’t write or engage in any hobbies because I couldn’t spend money (or time) on myself. I rarely went to the movies, concerts, shows or anything else I enjoyed. I believed that what my daughter needed (or wanted) was more important than anything I could possibly need. I just could not justify spending money on myself. For anything. I looked terrible and I felt terrible but I got by telling myself that I was doing it for my daughter and for debt repayment. I was doing everything I could do to justify not taking care of myself. Which is not healthy.
But I have a confession: I have been on a spending spree lately. In the last 8 weeks I have purchased:
- A new comforter
- An iPhone 4s
- A trip for my birthday next year
- A family trip to Disney World (for the whole family. It’s something we’d been planning since our daughter was born. It’s a long story.)
- Clothes and shoes
- Various odds and ends including: nail polish, music from iTunes, lunches out, make-up, concert tickets and nights out with friends
In the last 2 months, I cannot think of a week that’s gone by where I have not bought something. The trigger for my unbridled spending? My husband’s infidelity. After I found out that my husband cheated on me, what little self-esteem I had left was decimated. There was nothing anyone could do or say that would make me feel better (and quite frankly? There still isn’t). So I started buying stuff.
At first, I started buying things because all I wanted to do was get rid of everything that was reminiscent of him and our marriage and start fresh. I couldn’t get rid of my house; the best I could do was start replacing things. Buying new clothes and make-up and nail polish and shoes made me feel like a new person, most likely because a) I started buying stuff that I normally wouldn’t buy and b) it felt good to buy stuff that fit properly (never underestimate the value of a good bra). I was using improving my physical appearance to compensate for the fact that on the inside, I felt like shit.
Shopping provided a distraction from what I was really dealing with: the emotional fallout of having an unfaithful husband. When I was shopping, all I was focused on was trying things on or deciding what matches or if I thought the pattern was pretty. I didn’t have to think about real things like how ugly and awful and worthless I feel or whether or not I’m going to get divorced. I didn’t want to face those decisions because they hurt too much. I didn’t want to face those decisions because then I’d have to admit that this was really happening to me. For as much as I knew that this was what my life had become, I didn’t want to acknowledge that it was true. I wanted to pretend that I was watching this happen to someone else. As long as I was shopping, I could pretend that everything was normal. Except it isn’t.
A few good points: Although I’ve been on an emotional spending spree, I have not incurred any debt. Everything that has been purchased has been done with cash; I worked my ass off to get out of credit card debt and I certainly am not going to take on any more. After all, if I’m going to be on my own, the last thing I need is debt! My spending spree has also not affected the payoff plan for our one joint remaining debt (although we both are obligated to our car payments, we have agreed that–should we get divorced–I will take on my car payment and he will take on his). And, as shallow as it may seem, having clothes that I feel good in actually, on some days, makes me feel just slightly better. Planning trips and spending time with my friends brings a little bit of fun back into my life. Having a new comforter on my bed makes it easier to sleep.
I have started to accept my new reality. I have started to accept that no amount of clothes, nail polish or vacations are going to bring me back to where I was 8 weeks ago. I am well aware that shopping is not going to change the fact that I have to face this situation with a clear head; avoidance only lasts so long. While I don’t advocate having an emotional spending spree, it has been slightly cathartic. Having a few moments to just forget what’s going on has been nice.
And that is priceless.
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Sometimes you gotta do what you gotta do. You’re not creating debt or anything, so it’s not that bad. You’ve gone through a lot, and if a little spending can help you forget about the pain of it even for a minute, then maybe it worth it.
Jen @ Master the Art of Saving recently posted..Sublime Saturday Assemblage #10
What a damn a$$hole!!! You are already doing better than me since I’d be locked up for a gruesome death…or living it up if I wasn’t caught…
Okay, now that is out of my system, I’d suggest that you enjoy what you have bought but start socking away money now for yourself and your daughter. If you get divorced, you will need a couple of months of cash to cover crap that changes and anything else that pops up while things are settled.
The emotional trauma sucks, he has betrayed you, but I’d suggest holding onto anger and survival insticts for right now. As for your self-esteem, yeah, this takes a chop, but keep in mind that his cheating really is no reflection of you. It just proves that he is an awful person with no self-control. If you ever need anyone to talk to, please email me or call me anytime (I am emailing you my number).
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I know I went off the spending financial deep end when my grandma died. After years of taking care of her, living with her and dealing with hospitals and stress, I just went shopping to deal with it. It felt like taking care of myself in a weird way.
Huge kudos for you for posting this…I hope in some small way it will help you turn the page and get back to your fabulous sexy self that we all know you’ve got.

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Thanks for opening up to us and sharing your story. I am sorry to hear that things have not been going well lately. I can relate to what you are going through. I too went through the same thing a number of years ago. When I look back it is amazing how much money I wasted trying to fill a void that couldn’t be filled through shopping. Eventually I got into debt and I had to smarten up or I wasn’t going to recover. Hopefully you don’t have to go that far like I did. I want you to know that this too will pass and that you will feel better and that shopping is not the answer. Concentrate on building up yourself and spend time with friends and family. They will help you get stronger and feel better about things.
Hey, at least you are buying things with cash and they are things that are useful to you. I think all moms struggle with balancing their kids needs/wants above their own. If we have extra spending money I tend to buy things for the kids or our family. Knowing this, my husband has started to buy me gift cards to places I need things from but do not sell kid things
I love your honesty! *Hugs*
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Sorry to hear about your troubles. I think you’ve got the shopping therapy thing half-licked though by not burning up the credit card, and realizing that it’s an issue. Next step could be figuring out a replacement for it.
This is a horrible thing to be going through.
I completely understand that feeling of the children come first, but I think I finally realize that I should be a really close second, instead of practically last. I think shopping is fun and it does help take your mind off of reality. You have a really great head on your shoulders and you are going to get through this. I am wishing you the best.
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Sorry to read that you’ve been going through this. Life has put you through the ringer lately, it seems.
Reading your post, it actually seems like you have a very good handle on things. I like that you’re being introspective about how this life change is impacting you, and accepting your spending as being cathartic and an escape. I don’t blame you one bit for keeping your spirits up in the way you have, by making those purchases. You’re human, and you’ve earned the right to happiness.
Here’s to some much better days ahead for you!
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Goodness – I know it’s hard to get through this, but try to remember that his cheating is not a reflection of YOU – if he had some reasons or problems with you, then he should have had an adult discussion with you, not just go off and sleep with someone else. He might say that it had something to do with you, you may think it had something to do with you, but his decision to act that way is his responsibility only. (I know this is coming from a stranger off the internet, but I wanted to offer my support!) It’s okay to feel bad too, of course, or however you need to feel – you’ll get through it! I have only had this occur to me on a much smaller scale but it’s a horrible horrible feeling. Just remember that time heals all wounds, and there is a day to look forward too where it won’t hit you so hard.
It’s great that you managed to get through the spending crisis without incurring debt. I’m proud of you! And I think it’s fine that you had to go through some emotional spending (which you seem to have kept under control, really) with something this major in your life.
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Hi, I’m new to your site (found you via Budgeting in the Fun Stuff), so I’m sorry to drop in in the middle of a rough time in your life. That being said, there is a time and a place to spend emotionally, and I think this definitely qualifies! Good luck in the future with the hubby issue, no matter what you guys decide.
Having a mother who takes care of herself, who is willing to put herself first every once in a while, is actually a great gift to your daughter. She knows you love her. Show her you love yourself, too.
If you’re having a day where you think doing something for yourself might be “stealing” from your daughter’s future, stop and actually put her in this future. If your daughter were in the exact situation you’re in, what would you want her to do?
*hugs* I think you are doing a great job. And that no matter what choices you make for your future and your daughter’s future, most of the time, she comes first, but every once in a while, we all have to put ourselves first, and there is nothing wrong with that.
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Sorry you’re having to go through all that. So far you’ve managed to pay for stuff with cash but make sure you don’t tip over into putting stuff on credit or tapping into cash that you might need for other purposes.

Hoping you find strength when I know it’s hard
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