Confession #4: I pay full price for things.
I know, I know. As a personal finance blogger carrying debt, I shouldn’t be paying full price for anything. It goes against everything that I should be saying. Unfortunately, there are just some things that I like way too much to give up and they are never, ever on sale. Which really is a shame.
I bet you’re wondering what it is I pay full price for. Here the dirty list (please don’t judge me too harshly, though I am expecting a moderate amount of judgment. Because that’s what I’d do):
- Nail polish. I love nail polish. Particularly Essie and OPI brands. I have an overwhelming amount of bottles because I can’t resist buying them (why? Because I am a sucker for the names of nail polish. In fact, that’s typically how I pick what color I am going to buy. Best name wins). I like these brands because they are less harsh on my nails, they last a bit longer and the colors are just so pretty. Sadly, these brands are never, ever on sale. Oh, yeah. I also have the world’s most amazing top coat that I didn’t buy on sale either.
- Shampoo. Call me vain but I really like my hair. It’s probably my favorite feature. So I treat is accordingly. I tend to use more expensive brands of shampoo and conditioner in order to take better care of my hair. I don’t mind paying full price for two reasons: 1) I tend to use a smaller amount which makes the product last longer and 2) I like when my hair smells good. You can channel Carly Simon now.
- Make-up. I buy MAC make-up. I love it, it lasts a long time and it doesn’t make my skin break out. ‘Nuff said.
- Food. Though I do shop generics and sometimes remember to use coupons, I will pay full price for food, particularly fruits, vegetables, a specific type of bread (Nature’s Valley. Best. Bread. Ever.), Greek yogurt, cheese and organic milk. I will sometimes pay full price for the vegetarian products like Boca, Lightlife and Morningstar Farms but that’s a rare occurrence. I’ve decided that since I do save in other areas of the supermarket, it’s OK to splurge and pay full price in other areas. As long as I’m sticking to my menu plan and my budget, I think it’s acceptable.
- Music. This includes everything from songs on iTunes to concert tickets to the radio in my office. Music is a crucial part of my life and, much like Princess Vespa and her industrial strength hair dryer, I can’t live without it. I can relate certain songs to every part of my life and it also provides a nice backdrop to my day. A good song on the radio will make me stop working for a few minutes and clear my head. As a result, I will pay full price for this enjoyment. On a frugal music note, I still use the free Pandora service; I’m not ready to pay for that yet.
This is not to say that I pay full price for everything. All of my Apple products are refurbished. The clearance section at DSW is my favorite. I use coupons and sales for clothes. I use coupons and matinee prices for the movies. I use my government employee discount rate for hotels. I use eBay for toys, winter coats and assorted random items. The library is my favorite place for books. I can go on about the places I save money or don’t pay full price but I’m afraid that would get boring.
I’ve rationalized in my head that paying full price for some things is acceptable because I include it in my budget, I’m not going into debt to do it and honestly, sometimes it just feels good to buy what I want without fretting about the price.
Is there anything you pay full price for?